The article considers such a relevant topic as the development of financial innovations in the banking sector of the Russian Federation. Mortgage lending is one of the most important segments of the Russian banking sector, and mortgages for most citizens of the Russian Federation, as before, remain one of the few opportunities to purchase their own housing. The mortgage market occupies one of the most important places among the financial mechanisms of economic stimulation and stable development of the economy. The use of mortgages provides a significant socio-economic effect, helps to increase the assets of various market entities, invests in the real sector of the economy, as a result of which stable income growth is achieved in various sectors of the economy. This is the main factor for the initialization of innovation.
This article discusses the essence of the credit policy of commercial banks. The objectives of credit policy and ways to achieve them are determined. Also indicators that must be considered for the analysis of credit activities of the bank in terms of risk, are identified. Particular attention is paid to the main tasks performed by commercial banks. The analysis of the dynamics of the number of credit organizations is made. As a result, the exceptional importance of the competent implementation of the credit policy of any commercial bank was noted.
Finding Brexit causes a glimpse into the past of Great Britain. Perhaps the reasons lie in the financial sector. The article was written with the aim of examining the historical aspect of the banking system and the problems facing the implementation of improving the banking sector of countries.
This article examines the essence of the tax on self-employed people, analyzes statistical data on officially registered self-employed people, examines the obligations of self-employed people to the budget, identifies solutions to motivate self-employed people to register with the tax authorities, and identifies and proposes ways to improve the tax system for self-employed persons of Russia.
In this article modern economic problems of developing countries are considered. Among the serious problems that had to be solved on the way to national independence, economic problems came to the fore. The liberated countries in their economic policies were directed by national interests. Basically, they did not coincide with the interests of monopolies and former metropolises. In this article, we consider the example of countries in Asia, Africa, and Latin America.
This article provides a brief description of the Republic of Korea in the international trade system. Author also considered the key indicators of Korea in this segment by analyzing the country’s leading indicators in international trade.
The purpose of this article is to conduct a conceptual analysis of the concept of monetary policy by reviewing the literature on the concept of monetary policy, as well as highlighting how opinions about monetary policy have changed over time. Next, we presented the transmission mechanism of monetary policy along with the most important channels through which central banks, using various instruments of monetary policy, can influence the dynamics of aggregate demand and prices in the economy. The article ends with a review of the main tasks of central banks and their evolution over time.
This article aims to analyze the activities of virtual banks. Their main advantages, guarantee of data safety are also considered. Based on the data provided, the need for the use of Internet banking has been identified and justified.
This article discusses the position of the United Kingdom in the international trade system, gives the main indicators on the volume of exports and imports of goods and services, including industrial products, agriculture, financial services, and also illustrates the main features of key sectors of the economy.
This article discusses the main monetary policy instruments implemented by the Bank of Russia. The main objectives and directions of monetary policy, as well as the relationship of monetary policy with the food security of the country are determined. The methodological foundations of food security are formulated and the role of food security in the structure of economic security of the state is determined.
This article discusses issues related to current strategies and objectives of financial management. The purpose of this research work is to analyze current trends in the strategic planning of the financial policy objectives of the organization. In this work, a wide range of methods is used, from deduction and induction in the study of theoretical data to the analysis of modern financial policy strategies in the company. The conclusion presents recommendations for their optimization.
The article discusses the features of the course of the industrial revolution in Russia in the first half of the XIXcentury. It also gives an overview of the situation of Russian industry at the beginning of the 19th century, shows the process of the birth of the first Russian factories with the direct participation of the state. In addition, the process of the establishment of the cotton industry is shown with statistics on the consumption of raw materials.
This article analyzes the role and importance of institutional factors affecting economic growth, defines the institutional mechanisms of economic growth, and also provides a theoretical analysis of the existing inefficient institutions, which are the main source of institutional problems in the Russian economy and an obstacle to the transition to a digital economy
The article analyzes the position of Italy in modern international trade. Based on statistics, the strengths and weaknesses of the Italian economy and its foreign trade policy are highlighted.
The article talks about the impact of new information technologies on companies doing business. The author considers online commerce and features of this activity.
The article considers the economic situation in the economy of Kazakhstan. The authors of the article analyze the tax burden and its impact on the development of foreign economic activity and the economy as a whole.
The monetary policy of the state in the context of globalization and economic integration is becoming increasingly important for international business, and the increasing influence of these processes determines the relevance of the work. The article provides an analysis of the mechanism of financing a business by entering international financial markets and presents the most sensitive aspects in this case related to government intervention and which are an obvious source of systemic risk for such enterprises or investments.
The article considers the role of the Central Bank of the Russian Federation in the monetary policy of the state, studies the dynamics of the main indicators of the Central Bank for 2015–2019 and identifies the main directions of change in the monetary policy of Russia in the near future. The directions of improving the monetary policy of the Central Bank of Russia are also considered.
Back in the last century, it was for international payments that banks created one of the first global electronic messaging systems. However, compared with the rapid development of the Internet and its new features, international payments have changed relatively little. From this point of view, the article analyzes how the influence of digitalization and technology, namely the blockchain, will affect changes in international payments, namely in trans-payment, and how banks should respond.