E-commerce plays a key role in the modern economy, providing convenient access to goods and services for millions of users. In recent years, the Russian e-commerce market has demonstrated steady growth, driven by changing consumer preferences, the active development of marketplaces, and improved logistics infrastructure. In this article, the author analyzes the characteristics of e-commerce and its operational techniques.

The article is devoted to the study of the prospects for the development of the banking systems of the BRICS countries (Brazil, Russia, India, China, and South Africa) in the context of accelerated digitalization of the economy. The main trends and challenges facing the financial institutions of these countries are examined, including the expansion of the use of digital platforms, the introduction of artificial intelligence technologies and distributed registers, as well as changes in approaches to risk management and financial sector regulation.

This report analyzes the prospects for developing currency control services at VTB Bank. It examines current challenges facing the banking sector in the changing international economic environment and strategic areas for adapting and improving currency control. Particular attention is paid to the digitalization of processes, regulatory changes, and improving the quality of customer service.

The article analyzes the role of foreign commercial banks in the Russian economy using the example of UniCredit Bank. The key objectives, advantages and vulnerabilities of its functioning are considered, paying special attention to aspects of currency regulation and control. It is noted that, despite its contribution to the development of financial infrastructure and access to international markets, the status of a foreign bank has become a source of significant risks in the context of geopolitical instability and tightening monetary policy of the Central Bank of the Russian Federation.

The global gold market, remaining a key element of the global economy, continues to demonstrate its unique ability to adapt to changing conditions. This article analyzes the role of the United States in the gold market. The United States maintains its leading position thanks to a combination of significant gold reserves, control over leading exchanges such as COMEX and NYMEX, and influence on pricing through monetary policy. However, contemporary challenges, such as growing competition from China, de-dollarization processes, and the introduction of new technologies, pose complex challenges for the United States, requiring strategic adaptation.

In a rapidly changing world, where technological advances and global competition shape all aspects of life, knowledge and innovation are the primary driving forces of economic progress and social development. In this context, the concept of know-how as a unique intellectual property resource is particularly relevant. As a concentration of exceptional knowledge, skills, and practical experience, know-how serves as a key factor in innovative development, improving the efficiency of production processes, and developing competitive advantages. This article examines the aspects of know-how as an object of international trade.